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Workers' Compensation Insurance Coverage and Risk Management Finding workers' comp coverage can be difficult for a small business owner in many industries. After the "comp crisis" in 2003 it was nearly impossible for a small contractor or construction company to cover their employees in the traditional market in Florida. Sometimes a PEO is the best option, or even the only option other than an assigned risk pool. Operating without workers' comp coverage for your employees is a risky business. Even if you are "exempt" from comp you are still subject to Employer's Liability claims (for negligence.) "PEO Pros were highly recommended to us" says Pat Juliano, formerly of Superior Roofing. "We needed payroll and comp coverage for our employees and our insurance agent suggested we go with a PEO. PEO Pros found us an excellent match which lasted for three years." PEO Pros is a licensed Propert and Casualty agency, so we are able to fully discuss workers' comp options with our clients. Even for businesses that have no problem getting traditional comp policies there are still advantages to having a PEO help you with your risk management and safety programs. All PEOs have a vested interest in reducing injuries in the workplace. While PEOs are not insurance companies they can still provide coverage for leased employees. PEOs usually have a large, "master" workers' comp policy PEOs are experts at safety programs and risk management. They will assist you in reducing risk. Clients who have had difficulty finding comp might prefer a PEO to the assigned risk pool In all of these cases, PEO Pros has the staff and expertise to find you a feasible solution. Please contact us for more information about workers' comp.	"We sat down with PEO Pros and their staff to discuss our comp options. They set us on the right track." Shelly Fitzwater, owner of 6 AM Construction workers' comp info request
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